Professional Graduate or Second-Entry Undergraduate Programs: Awards & Line of Credit
Need-Based Awards
If you are a student with financial need, you may be eligible for need-based awards through your division or faculty. To be assessed for financial need, you must submit an application through the Need Navigator.
Line of Credit
If you’re enrolled in a professional graduate or second-entry undergraduate program (such as Dentistry, Law, or Medicine), your financial institution may offer funding options to help with costs. For example, some banks offer student lines of credit for eligible programs such Scotiabank’s ScotiaLine Personal Line of Credit (SLOC) for Students and the Scotia Professional Student Plan (SPSP) Line of Credit.
Note: University of Toronto students are not required to use Scotiabank as a lender. Students are welcome to pursue funding options at the financial institution of their choice. If a department is using a different lender, students are encouraged to contact the department directly for lender information.
Program Eligibility & Scotiabank Contacts
The programs listed below are approved for the ScotiaLine Personal Line of Credit (SLOC) for Students. For details and funding limits, visit the Scotiabank SLOC webpage.
Some programs within the Faculties of Dentistry, Medicine, and Pharmacy are approved instead under the Scotia Professional Student Plan (SPSP) Line of Credit. These programs are identified with the notation “SPSP”.
Scotiabank Contacts
- If your program is eligible for an SLOC, contact Georgios Stathopoulos at the Queen and McCaul branch: georgios.stathopoulos@scotiabank.com, or phone 1-416-866-3940 ext. 4209.
- If you are in a Dental or Pharmacy program eligible for an SPSP, contact Caroline DaBreo at Caroline.dabreo@scotiabank.com.
- If you’re in a Medical program that is eligible for the SPSP, complete this form.
- Master of Engineering (MEng) – all areas of technical specialization
- Master of Engineering in Cities Engineering and Management (MEng CEM)
- Master of Health Science in Clinical Engineering
- Master of Financial Economics
- Master of Industrial Relations and Human Resources
- Master of Mathematical Finance
- Master of Science in Applied Computing
- Master of Science in Planning
- Master of Global Affairs
- Master of Public Policy
- Master of Financial Insurance
- Master of Architecture
- Master of Forest Conservation
- Master of Landscape Architecture
- Master of Visual Studies
- Master of Urban Design
- Master of Science (with Specialty Training)
- Dental Public Health – SPSP
- Dental Anaesthesia – SPSP
- Endodontics – SPSP
- Orthodontics – SPSP
- Oral Pathology and Oral Medicine – SPSP
- Oral and Maxillofacial Radiology – SPSP
- Pediatric Dentistry – SPSP
- Periodontology – SPSP
- Prosthodontics – SPSP
- Oral and Maxillofacial Surgery – SPSP
- Doctor of Dental Surgery – SPSP
- International Dentist Advanced Program (IDAPP) – 6-month intensive program and two-year DDS program
- Master of Education
- Master of Teaching
- Master of Arts, Child Study and Education
- Doctor of Education
- Master of Information
- Master of Museum Studies
- Diploma in Advanced Study in Information Studies
- Master of Professional Kinesiology
- Juris Doctor
- Master of Laws
- Global Professional Masters of Laws
- Doctor of Juridical Science (SJD) – UTAPS eligible
- Juris Doctor
- Master of Business Administration and Morning/Evening Master of Business Administration
- Master of Finance
- Master of Financial Risk Management
- Master of Management
- Master of Management Analytics
- Bachelor of Science – Physician Assistant (UTAPS eligible)
- MD and MD/PhD Programs, including all specialist programs – SPSP
- Master of Health Science
- Laboratory Medicine
- Medical Genomics
- Medical Physiology
- Speech Language Pathology
- Medical Radiation Science
- Translational Research Program
- Master of Science
- Occupational Therapy
- Physical Therapy
- Master of Music
- Master of Nursing
- Post-Master Nurse Practitioner Diploma
- Doctor of Nursing
- Doctor of Public Health
- Master of Public Health
- Epidemiology
- Family and Community Medicine
- Nutrition and Dietetics
- Nutrition and Dietetics (Advanced Standing)
- Occupational and Environmental Health
- Social and Behavioural Health (Health Promotion)
- Master of Science in Community Health
- Addictions and Mental Health
- Family and Community Medicine
- Health Practitioner Teacher Education
- Occupational Health Care
- Master of Health Science – Health Administration
- Master of Health Informatics
- Master of Science in Biostatistics (UTAPS eligible)
- Master of Health Science in Bioethics
- Doctor of Pharmacy – SPSP
- PharmD for Pharmacists – SPSP
- Master of Science (Graduate Department of Pharmaceutical Science) – SPSP
- International Pharmacy Graduate Program
- Master of Social Work
- Master of Forensic Accounting
- Master of Biotechnology
- Master of Management Innovation
- Master of Management and Professional Accounting
- Master of Science in Biomedical Communications
- Master of Science in Sustainability Management
- Master of Science in Occupational Therapy
- Master of Urban Innovation
- Master of Environmental Science
- Master of Accounting and Finance
Resources
If you need additional support navigating your options for financial aid, please contact your registrar.