Review Your Eligibility
Am I Eligible for UTAPS?
How Does the University of Toronto Determine Financial Need for UTAPS?
To determine financial need for UTAPS, the University uses a formula that compares a studentโs education and living costs with expected contributions and resources from the studentโs home jurisdiction financial aid program.
The Formula
The formula is: UTAPS allowable education and living costs (MINUS) Resources from expected contributions and financial aid program (EQUALS) Financial need a student may have for UTAPS consideration.

UTAPS allowable education and living costs
(minus)

Resources from expected contributions and government financial aid program
(equals)

The studentโs
Financial Need for UTAPS
What Qualifies as Financial Need?
- This is when an eligible studentโs resources are less than their costs.
- They could qualify for UTAPS grants.
What is Not Considered to be Financial Need?
- This is when an eligible studentโs resources are more than their costs.
- They would not qualify for UTAPS grants.