UTAPS

What is the University of Toronto Advanced Planning for Students (UTAPS) Program?
UTAPS is a University of Toronto program intended to fill the financial gap for eligible University of Toronto full-time students who receive the maximum amount of government financial aid, but whose government funding and other assessed financial resources do not cover all assessed university costs. UTAPS funding varies depending on student need.
Am I Eligible for UTAPS?
Financial Aid/UTAPS Estimator
This is a tool that will provide you with an estimate of how much funding you may be eligible to receive.
Before you begin the Financial Aid/UTAPS Estimator
- The Financial Aid/UTAPS estimator provides an estimate only. It does not provide a guarantee of funding by the University of Toronto.
- The Financial Aid/UTAPS estimator is based on current OSAP policies and University of Toronto costs. It’s intended to help you plan for your university expenses. The actual amount of government-funded student aid (e.g., OSAP) could be different.
- All income-related questions must be completed. If you have no income to report for a particular question, enter 0. Blank fields will not be accepted.
- It’s important that you accurately report the income amounts as requested. Estimates are acceptable if the tax returns have not been completed.