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Provincial and Territorial Student Aid Programs

Students who are Canadian citizens, permanent residents, or protected persons may be eligible for financial assistance from their provincial or territorial government.

To submit government financial aid forms to be completed by the University, access the Out-of-Province Portal.

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Fall/Winter Applications

Applications become available from your home province or territory around May of each year.

Summer Applications

Contact your home province or territory’s financial aid office several months prior to the start of summer session classes. They will help you to determine the process, your eligibility, and time frames for applications. If you are a student from British Columbia, review this information.

How to Apply

Forms & Documentation

Full-Time Students:

  • Complete your online StudentAid BC application through the Student Aid BC Dashboard. Part of that online application will require you to complete your section of the online Appendix 3. That online Appendix 3 will then be sent to the University of Toronto by StudentAidBC to be completed electronically. 
  • Alternatively, you can submit a paper Appendix 3 Request through the University of Toronto Out-of-Province Request Portal.
  • Submit only one Appendix 3 Request through one of the portals, and not through both.
  • Please wait five (5) business days after submitting the Appendix 3 Request.
  • Log into your ACORN account and click the Tuition Fee Deferral button to officially request your fee deferral.

Part-Time Students:

  • Complete your online StudentAid BC Part-Time Application through the StudentAid BC Dashboard. This Application will then be sent to the University of Toronto by StudentAid BC.
  • Please wait five (5) business days after submitting the Appendix 3 Request.
  • Log into your ACORN account and click the Tuition Fee Deferral button to officially request your fee deferral.

Timeline for completion: Allow three weeks after ACORN fee invoices are made available in mid-July for the fall term, and in mid-April for the summer term, for completion. 

Note: Our team automatically receives requests from StudentAid BC. It is not necessary for students to email and confirm they have submitted an Appendix 3, or Part-Time Application.

Full-time Students and Part-time Students:

  • Submit your program information form request through the University of Toronto Out-of-Province Request Portal. These forms may include any of the following:
    • New Brunswick Request for Program Information 
    • Newfoundland and Labrador Program Cost form 
    • Northwest Territories Form D Student Enrolment Form
    • Nunavut Student Enrolment Form
    • Prince Edward Island Academic Information for Educational Institutions 
    • Quebec 1121 form 
    • Saskatchewan Program Information Form 
    • Yukon Program Information Form 
  • Please wait five (5) business days for processing. 
  • Log into your ACORN account and click the Tuition Fee Deferral button to officially request your fee deferral.

Timeline for completion: Allow three weeks after ACORN fees invoices are made available in mid-July for fall term, and in mid-April for summer term, for completion. 

Please Note: The financial aid team monitors the portal and will see your request. You are not required to email us to inform that you have submitted your program information request.

Full-time Students:

  • Submit your Government Student Funding Notice from your home province through the University of Toronto Out-of-Province Request Portal
  • Your Government Student Funding Notice shows the amount of funding (loans and grants) that you are eligible to receive for the upcoming academic year or summer session:
    • Alberta – Award Letter. 
    • Manitoba – Notice of Assistance or screenshot of My Award Information section from your Manitoba Student Aid portal. 
    • Nova Scotia – screenshot a section of your Nova Scotia Student Aid portal that includes ALL of the following information: 1) study period dates; and 2) total assessed funding amount. 
  • Please wait five (5) business days for processing. 
  • Log into your ACORN account and click the Tuition Fee Deferral button to officially request your fee deferral.

Please Note: The financial aid team monitors the portal and will receive your request. You are not required to email us to inform that you have submitted your Government Student Funding Notice request. 

Confirmation of Enrolment

Confirmations of enrolment (COEs) are completed by the University Registrar’s Office:

  • within the first three weeks of class start date, or within three weeks of receiving the COE request from the province – whichever is later.
  • if your ACORN shows you are registered (REG) in a full-time course load for each funded term.

Once your COE has been completed, or if there are any issues, we will notify you through your utoronto.ca email.

Receive Your Funding

You will receive your funding 5-10 business days after your Confirmation of Enrolment has been completed.

You government student aid funding will be deposited directly into your bank account listed in your application. No funds will be sent directly by your home province to U of T. You can use the grant and loan funds to pay your outstanding balance. Financial information may be viewed on ACORN under ‘Financial Account.’ See the ACORN How-to step-by-step guide

Student Responsibilities

  1. Initiate a financial aid, or related, application with their home province.
  2. Apply well in advance and prior to the start of the session in which they are requesting government funded financial aid. 
  3. Follow the deadlines, policies, and application steps of their home province. 
  4. Repay their student loans as stipulated by their loan lender for students who have graduated, withdrawn from full-time studies, or leave their studies. 
  5. Ensure they submit a request for interest-free status for any Canada Student Loan and/or provincial/territorial student loan that the student may have received, if applicable, if the student is pursuing full-time studies. See Interest-Free Status for more information. 
  6. Provide complete information to the University Registrar’s Office, should the home province require an application or form to be completed by the University of Toronto, as only the student may access their confidential financial aid file with their home province.
  7. Immediately report changes to both the University Registrar’s Office and to their home province financial aid office, if the student changes their academic course load and/or does not pass their courses.
  8. Follow the policies and deadlines, with regards to their student financial account on ACORN.

A student is registered once they have paid tuition and incidental fees, or have made appropriate arrangements to register without payment (e.g., tuition deferral). Students who defer fee payment are responsible for paying all charges, including any service charges that may be assessed.  

Registered students agree to abide by all academic and non-academic policies, rules, and regulations of the University of Toronto and of their academic division, as set out in the divisional calendar, and to ensure that the accuracy and maintenance of personal information such as current mailing address, telephone number, and UTOR email address. 

Immediately after receiving government student aid funding, students must pay at least the ‘Minimum Payment to Register’ amount on their invoice. Their government student aid funding will not be directed to the University of Toronto to be applied toward their tuition fees. If students do not receive any government student aid funding, they are still responsible for paying their fees and must do so as soon as they receive notification of refusal. 

Residence payments cannot be deferred and the student is responsible for making payments by the deadline provided by their residence. 

Withdrawal from Studies

Interest-Free Status

Students who previously received government student loans from their home province and are currently registered as full-time students or will be returning to full-time studies at U of T may request to have their loans put in interest-free and/or payment-free status.

Alberta and Quebec students who are presently registered as part-time students may request interest-free and/or payment-free status for previous part-time government student loans from these provinces.  

Medical Residency Students and Interest-Free Status: Students completing their medical residency must contact their home province to determine eligibility for interest-free status for their previous loans. If eligible for interest-free status, the home province will state the process required to be initiated by the student. Any required confirmations of registration to obtain interest-free or payment-free status must be submitted by the student to Postgraduate Medical Education Office at the University of Toronto for completion.  

How to Request Interest-free and/or Payment-Free Status

Steps to submit a Confirmation of Enrolment request on your NSLSC portal

Students who are not receiving government student financial aid, but have returned to full-time studies must request to have their full-time studies status reported so any previous loans do not enter repayment. This must be completed by the student within the deadlines (before the end of their study period for the current academic year).

  1. Log into your NSLSC portal.
  2. From your ‘My Dashboard’, choose the ‘Confirm My Enrolment’ option from the ‘My Account’ drop-down menu. Unless noted below, submitting a Confirmation of Enrolment (COE) on the NSLSC portal will serve as a request to put both federal/Government of Canada and provincial loans into interest-free and payment-free status.
  3. Ensure that the school you are attending field = University of Toronto, and Student ID field = your U of T student number.

Please note: COEs are visible to the University Registrar’s Office staff on the NSLSC portal 21 days prior to the study period start date listed on the COE. COEs will be completed after full-time registration and course load are confirmed on ACORN. Students will be notified of completion of their COE via the Out of Province Request Portal.

Students completing Alberta, Prince Edward Island and Quebec PDF forms listed below must upload these forms to the Out of Province Request Portal for completion.

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