Line of Credit for Students in Professional Programs

Students in approved professional graduate and second-entry programs (e.g. Dentistry, Law, Medicine) have the option of borrowing funds from Scotiabank through either the Scotia Professional Student Plan (SPSP), or ScotiaLine for Students (ScotiaLine).

Find Financial Guidance in your Faculty

Learn About the Scotiabank Options

Scotiabank Options for 2024-25 Approved Programs

Faculty of Applied Science and Engineering 

  • Master of Engineering (MEng) – all areas of technical specialization – ScotiaLine 
  • Master of Engineering in Cities Engineering and Management (MEng CEM) – ScotiaLine 
  • Master of Health Science in Clinical Engineering – ScotiaLine 

Faculty of Arts and Science – St. George 

  • Master of Financial Economics – ScotiaLine 
  • Master of Industrial Relations and Human Resources – ScotiaLine 
  • Master of Mathematical Finance – ScotiaLine 
  • Master of Science in Applied Computing – ScotiaLine 
  • Master of Science in Planning – ScotiaLine 
  • Master of Global Affairs – ScotiaLine 
  • Master of Public Policy – ScotiaLine 
  • Master of Financial Insurance – ScotiaLine 

John H. Daniels Faculty of Architecture, Landscape and Design 

  • Master of Architecture – ScotiaLine 
  • Master of Forest Conservation – ScotiaLine 
  • Master of Landscape Architecture – ScotiaLine 
  • Master of Visual Studies –  ScotiaLine 
  • Master of Urban Design – ScotiaLine 

Faculty of Dentistry 

  • Master of Science (with Specialty Training)
    • Dental Public Health – ScotiaLine 
    • Dental Anaesthesia – SPSP 
    • Endodontics – SPSP 
    • Orthodontics – SPSP 
    • Oral Pathology and Oral Medicine – SPSP 
    • Oral and Maxillofacial Radiology – SPSP 
    • Pediatric Dentistry – SPSP 
    • Periodontology – SPSP 
    • Prosthodontics – SPSP 
    • Oral and Maxillofacial Surgery – SPSP 
  • Doctor of Dental Surgery – SPSP 
  • International Dentist Advanced Program (IDAPP) – 6-month intensive program and two-year DDS program – SPSP 

Ontario Institute for Studies in Education (OISE) 

  • Master of Education – ScotiaLine 
  • Master of Teaching – ScotiaLine 
  • MA Child Study and Education – ScotiaLine 

Faculty of Information Studies 

  • Master of Information – ScotiaLine 
  • Master of Museum Studies – ScotiaLine 
  • Diploma in Advanced Study in Information Studies – ScotiaLine 

Faculty of Kinesiology and Physical Education 

  • Master of Professional Kinesiology – ScotiaLine 

Faculty of Law 

  • Juris Doctor – SPSP 
  • Master of Laws – SPSP 
  • Global Professional Masters of Laws – Scotialine
  • Doctor of Juridical Science (SJD) – SPSP; UTAPS-eligible 

Rotman School of Management 

  • Master of Business Administration and Morning/Evening Master of Business Administration – ScotiaLine 
  • Juris Doctor – SPSP 
  • Master of Finance – SLOC
  • Master of Financial Risk Management 
  • Master of Management Analytics 

Temerty Faculty of Medicine 

  • Bachelor of Science – Physician Assistant – ScotiaLine; UTAPS-approved 
  • MD and MD/PhD Programs, including all specialist programs – SPSP 
  • Master of Health Science
    • Laboratory Medicine – ScotiaLine 
    • Medical Genomics – ScotiaLine 
    • Medical Physiology – ScotiaLine 
    • Speech Language Pathology – SPSP 
    • Medical Radiation Science – ScotiaLine 
    • Translational Research Program – ScotiaLine 
  • Master of Science
    • Occupational Therapy – SPSP 
    • Physical Therapy – SPSP 

Faculty of Music 

  • Master of Music – ScotiaLine 

Lawrence Bloomberg Faculty of Nursing 

  • Master of Nursing – ScotiaLine 
  • Post-Master Nurse Practitioner Diploma – ScotiaLine 
  • Doctor of Nursing – ScotiaLine 

Dalla Lana School of Public Health 

  • Doctor of Public Health – Scotialine
  • Master of Public Health – ScotiaLine
    • Epidemiology – ScotiaLine 
    • Family and Community Medicine – ScotiaLine 
    • Nutrition and Dietetics – ScotiaLine 
    • Nutrition and Dietetics (Advanced Standing) – ScotiaLine 
    • Occupational and Environmental Health – ScotiaLine 
    • Social and Behavioural Health (Health Promotion) – ScotiaLine 
  • Master of Science in Community Health – ScotiaLine
    • Addictions and Mental Health – ScotiaLine 
    • Family and Community Medicine – ScotiaLine 
    • Health Practitioner Teacher Education – ScotiaLine 
    • Occupational Health Care – ScotiaLine 
  • Master of Health Science – Health Administration – ScotiaLine 
  • Master of Health Informatics – ScotiaLine 
  • Master of Science in Biostatistics – ScotiaLine 
  • Master of Health Science in Bioethics – ScotiaLine 

Leslie Dan Faculty of Pharmacy 

  • Doctor of Pharmacy – SPSP 
  • PharmD for Pharmacists – SPSP 
  • Master of Science (Graduate Department of Pharmaceutical Science) – SPSP 
  • International Pharmacy Graduate Program – SPSP 

Factor-Inwentash Faculty of Social Work 

  • Master of Social Work – ScotiaLine 

University of Toronto – Mississauga 

  • Master of Forensic Accounting – ScotiaLine 
  • Master of Biotechnology – ScotiaLine 
  • Master of Management Innovation – ScotiaLine 
  • Master of Management and Professional Accounting – ScotiaLine 
  • Master of Science in Biomedical Communications – ScotiaLine 
  • Master of Science in Sustainability Management – ScotiaLine 
  • Master of Science in Occupational Therapy – SPSP 
  • Master of Urban Innovation – ScotiaLine 

University of Toronto – Scarborough 

  • Master of Environmental Science – ScotiaLine 
  • Master of Accounting and Finance – ScotiaLine 

If your program is eligible for the Scotia Professional Student Plan (SPSP), complete this digital contact form to be connected to an SPSP representative .

If your program is eligible for the ScotiaLine, contact any of the following Scotiabank Queen and McCaul branch representatives for more information:

Georgios Stathopoulos
Scotia Professional Student Plan Officer, Queen and McCaul Branch
Email: georgios.stathopoulos@scotiabank.com   
Phone: 1-416-866-3940 ext. 4209 

Pack Tam
Assistant Manager, Queen and McCaul Branch
Email: pack.tam@scotiabank.com
Phone: 1-416-866-3940 ext. 4200

Stephen Samaroo
Branch Manager, Queen and McCaul Branch
Email: stephen.samaroo@scotiabank.com
Phone: 1-416-866-3940 ext. 4000

Note: University of Toronto students are not required to use Scotiabank as a lender. Students are welcome to pursue funding options at the financial institution of their choice. If a department is using a different lender, students are encouraged to contact the department directly for lender information. 

Departmental Funding

Students in University of Toronto professional graduate and second-entry programs will need to complete a financial need application through the Need Navigator to be assessed for need-based awards that may be available through their department. 

Check out the Need Navigator